Retirement Planning

Making the transition into retirement can be a complex process laden with uncertainty and pitfalls. Retirement can last for 30 plus years, therefore making your money last is crucial. Astute strategic planning is crucial to ensure you can achieve the type of lifestyle you desire in this next phase of life.

At Investor Wealth, we recognise that most Australians aim for a financially secure retirement, allowing them to pursue their interests. The key to achieving these goals is to start planning appropriately before the time arrives. Our planners can help you with:

  • Transition to Retirement – where you have reached preservation age and would like to scale back your working hours without impacting your income and living standards or if you continue to work full time you may be able to reduce your tax, therefore increasing savings.
  • Retirement – utilising your superannuation savings to establish an appropriate tax effective investment portfolio to fund your income requirements once you have made the decision to retire.
  • Centrelink – combining any investment and superannuation savings to compliment and maximise potential Centrelink entitlements.
  • Estate Planning – ensure things are in order in regards to your assets and income streams for family members over the long term.

While all of the above strategies are great building blocks to construct your finances in retirement, it is important to remember that everyone is different. An Investor Wealth financial planner can look at your individual needs and work with you to create a plan tailored just for you.